Category Archives: Auto Insurance News

KUNR – Beyond the Headlines


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Distracted Driving Crackdown Sets out to Rid the Roads of One of the Most Dangerous Driving Habits


Windsor, ON (PRWEB) April 19, 2013

As we head into the last few days of the Ontario Provincial Polices (OPP) Put Down the Phone and Leave it Alone campaign (April 15-22), InsuranceHunter.ca is committed to talking about the importance of making the steering wheel the only priority when driving. And, as we move into the warmer weather, the increase of pedestrians, motorcycles, cyclists and children playing outdoors, means we need to be even more vigilant.

According to the OPP, distracted driving is cited as a causal factor in 30 to 50 per cent of traffic collisions in Ontario, but is probably much higher due to under-reporting. In two separate Angus Reid vehicle safety awareness surveys conducted by InsuranceHunter.ca, habits that cause driver distraction continually rank high as concerns, especially in school zones. The surveys uncovered some frightening statistics about driver habits and the eye-opening reality of dangers on the road:

Distracted drivers put children at risk in school safety zones

71 per cent of parents in Ontario and Alberta said distracted drivers are their biggest concern in school safety zones, while 59 per cent cited drivers on their cell phones who are talking, texting, and emailing as their top concern
68 per cent have witnessed drivers talking or texting on a cell phone while driving through a school safety zone

Drivers are ignoring the danger and distraction of being tired while driving

30 per cent of men have nodded off behind the wheel (compared to 14% of women)
23 per cent of men have swerved because they were tired (compared to 11% of women)
32 per cent of men said they worried about getting their family into an accident because they were tired while driving (compared to 24% of women)

Not only are drivers scared of the dangers of distracted driving, its also the number one annoyance according to a recent poll of InsuranceHunter.cas Facebook fanstalking on a cell phone came out on top as the driving habit that gets them the most annoyed.

Distracted driving is dangerous and illegal, and the police take it seriously all the time, not just during crackdowns, says Gail Robertson, Road Safety Ambassador, InsuranceHunter.ca. One second with your eyes on your cell phone, checking your hair in the mirror or rubbernecking at another accident, is all it takes for something terrible to happen.

There is no shortage of information available about the dangers of distracted driving, as well as some tips on how to avoid falling into the trap of distraction. Check out the following sites, and remember, awareness can help save a life.

http://www.insurancehunter.ca/news

http://www.opp.ca/ecms/index.php?id=545

http://www.mto.gov.on.ca/english/safety/distracted-driving/index.shtml

About the InsuranceHunter.ca Vehicle Safety Awareness Surveys

InsuranceHunter.ca School Safety Survey

From September 6-13, 2012, the Angus Reid Forum conducted an online survey on behalf of InsuranceHunter.ca among a randomly selected group of 749 Ontario parents/step-parents and 589 Alberta parents/step-parents all of whom have children in their household between four and 14 years who attend public or private school and either walk or are driven to school.

About the InsuranceHunter.ca Neglected Driver Survey

From June 19-22, 2012, an online survey was conducted among 1,003 randomly selected Canadian adults from Ontario with kids under twelve, who are also Angus Reid Forum panel members.

About InsuranceHunter.ca

InsuranceHunter.ca is a hassle-free, online insurance comparison website which provides comparative quotes for auto, home and travel insurance for residents of Ontario and Alberta. By offering a simple, convenient, quick way to obtain insurance quotes, coupled with personal follow up from a qualified insurance broker, InsuranceHunter.ca ensures customers get the best insurance coverage at the best rate. For further information, visit http://www.InsuranceHunter.ca.







Spouses Secretly Dinging Cars and Getting Traffic Tickets, According to Insure.com Study


Foster City, Calif. (PRWEB) April 17, 2013

When your spouse drives away from home, theres a good chance theyre harboring some secrets about their driving. Like having dinged the car and blamed someone else, or knowing theyre driving uninsured.

In a new survey of married adults by Insure.com:

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Unknown – The Keith Laskey Show! An Insurance How-To Guide.


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Edmonton Journal – Alberta Capital Notebook Podcast


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America’s Favorite Cheap Car Insurance Tool, Rate Digest, is Releasing Three Ways Personal Injury Protection Coverage is Saving Drivers’ Money Through Cheaper Premiums


(PRWEB) March 01, 2013

With over 5 million accidents in the US each year, the odds of being in an automotive mishap have increased to a common occurrence. However, the inconvenience of being in an accident is still just that: an inconvenience. Even if serious injury is avoided, the driver must deal with insurance claims, multiple forms, and the fact that their vehicle is damaged. Rate Digest knows this, and in addition to helping consumers find cheap auto insurance, they have released 3 ways Personal Injury Protection can lessen the burden of a car accident.

The first benefit of Personal Injury Protection (PIP) is medical coverage after an accident. On their blog, Rate Digest has given several valuable hints concerning this aspect, including the importance of stating the cause of injury. PIP will only apply in cases of automotive collision, so consumers are advised to inform the hospital or clinic exactly why the visit is necessary. As PIP is a common insurance extension and mandatory in several states, most doctors will know that those bills should be submitted for payment through a PIP policy. If the consumer is looking for a new insurance provider or to compare their current coverage rates with other top providers, it is recommended to visit http://www.ratedigest.com.

The second way drivers are saving money is through wage continuation. This applies to the driver who, upon the accident, is injured the point of missing work for any length of time. Should their policy be accepting, such drivers can potentially get continued financial support through the time of recovery. Another way to save money is finding cheap auto insurance. To compare rates online, visit Rate Digests unique comparison tool. Compare Cheap Car Insurance Quotes Here.

A third way Personal Injury Protection can help the consumer from spending is additional costs such as child care. In this case, the drivers injuries would prevent them from properly caring for their children, thereby allowing for PIP to pay for that care.

About Rate Digest:

Rate Digest provides a unique way for consumers to compare insurance costs and get free quotes from trusted companies across the nation. Rates as low as $ 19/month are possible through Rate Digests services.







Buckfire & Buckfire Auto Accident Attorneys Discuss New Statistics on Increase of Teen Distracted Driving Car Accident Deaths


Detroit, MI (PRWEB) March 05, 2013

Car accidents remain the number one cause of death among teenage drivers. In fact, according to a recent study released by the Governors Highway Safety Association, deaths of 16 and 17 year olds in traffic accidents in the first six months of 2012 were up 19 percent over the same time period in the previous year. Reports showed that there were 107 teen drivers killed in that sixth month period in 2012, compared to 86 teen deaths in 2011 in that same time period.

State official believe that this increase in car accidents among teens is due to the advancement in technology, which allows a greater opportunity for teens to drive while being distracted. In another study to back that reasoning, done by the Wireless Association (CTIA), in the month of June 2011, more than 196 billion text messages were sent or received in the United States, up nearly 50% from June 2009.

Driving while texting is a form of distracted driving, and is extremely dangerous, yet very common, particularly among teenagers. In Michigan alone, according to MLive.com, 61% of teens admitted to texting while driving. The use of a cell phone while driving proved to be dangerous and very apparent in Michigan, as MLive also released reports that since 2001, 800 car accidents per year involved cell phone use. In addition, in 2010, in the State of Michigan, from January to June, there were a total of 397 car accidents that involved cell phone use.

Other studies have also shown that dangerous crashes are not just limited to texting while driving car accidents. Distracted driving can also consist of eating, talking to passengers, applying makeup, reading (including maps), using a navigational system, adjusting the radio, attending to children in the back seat, and more.

Michigan law does prohibit to text while driving. The Michigan anti-texting law (sec. 257.602.b) states that driver shall not read, manually type, or send a text message on a wireless 2-way communication device that is located in the persons hand or in the persons lap, including a wireless telephone used in cellular telephone service or personal communication service, while operating a motor vehicle that is moving on a highway or street.

Persons killed or injured in a Michigan auto accident due to a negligent driver texting while driving, or any other form of distracted driving do have the legal to pursue claims for personal injuries against the negligent driver as well as a claim for no-fault insurance benefits. Victims, including teens injured in Michigan auto accident, even if considered at fault, may also have means to file a claim for no-fault insurance benefits.

If an individual is killed in a distracted driving auto accident, the family of the deceased may have the right to file a Michigan wrongful death lawsuit and/or file a claim for survivor loss benefits. Survivor loss benefits may be able to be claimed even if the driver killed was at fault for the collision.

When an individual is injured in an accident, it is important that that person hires a Michigan car accident attorney who will pay detailed attention to their case. By limiting the number of cases our personal injury law firm accepts, our top rated auto accident attorneys can devote our full time and energy to each client, says Partner and Trial Attorney Lawrence J. Buckfire.

About Buckfire & Buckfire, P.C.

Buckfire & Buckfire, P.C. is a Michigan personal injury law firm that had developed a reputation as experienced legal professionals who produce consistent proven results. The firm represents victims injured and killed in all types of distracted driving motor vehicle accidents, including car, motorcycle, and truck. The distracted driving car accident lawyers at Buckfire & Buckfire, P.C. also have significant experience in assisting victims and their families file no-fault insurance claims against the insurance company for injuries suffered in a texting while driving accident, or any other type of auto accident.

Buckfire & Buckfire, P.C. has been featured on The Detroit News, Detroit Free Press, CNN Money, Michigan Lawyers Weekly, dbusiness Magazine, Fox 2 News, and more.

For a free legal car accident consultation call 800-606-1717 or visit the law firm website at http://www.BuckfireLaw.com







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Honda Re-Enters Consumer Reports Top Picks List; Accord, CR-V and Odyssey Deemed Tops in Their Categories


Yonkers, NY (PRWEB) February 26, 2013

Last year, not a single vehicle from Honda made it onto Consumer Reports annual Top Picks list. This year, three models from the automakerthe Accord, CR-V and Odysseyhave earned positions in the list, which has new winners in seven of its ten categories. Two sister vehicles, the Scion FR-S and Subaru BRZ, tied in the Sports Cars category.

Consumer Reports 2013 Top Picks report, Car Brand Report Cards and other key findings from the Annual Auto Issue were released at a press conference today before the Washington Automotive Press Association (WAPA) in Washington, D.C. For more details and videos of the Top Picks, go to http://www.ConsumerReports.org.

The 2013 redesign of the Honda Accord sent the sedan to the top of its class earning its position as Consumer Reports best Midsized Sedan. After a shaky first-year start, improved reliability helped the Honda Odyssey clinch the top spot in the Minivan category. The super-practical and reliable Honda CR-V floated to the top in the Small SUV category, since CR has not yet tested the redesigned Toyota RAV4 last years pick and Subaru Forester, removing them from contention.

The fun-to-drive Scion FR-S and Subaru BRZ, co-developed by Subaru and Toyota, were both deemed Top Picks in the Sports Cars category because of their super-sharp handling, ample acceleration and impressive gas mileage for a reasonable cost.

This years list has received an overhaul led by Hondas return. After several years marked by some so-so products, its comeback is led by the Accords redesign and the well-rounded performance and reliability of the CR-V and Odyssey, said Rik Paul, Consumer Reports automotive editor.

For the tenth consecutive year, the Toyota Prius reigns as CRs Top Pick for Green Cara position it has held a total of twelve times. The only other vehicle ever to be named a Top Pick in the Green Car category was the Honda Civic Hybridwhich took the honor in 2003. The Prius continues to offer the best fuel economy, at 44 mpg overall, of any five-passenger, non-plug-in vehicle.

This years Top Pick list also sees the return of two European automakers, Audi and BMW. The BMW 328i was named Top Pick in the Sports Sedan category while the Audi A6 was named Top Pick in the Luxury Car category. Neither carmaker has had a Top Pick in the past 10 years. The A6 was praised for its comfortable ride, agility and superb interior quality and the 328i for its combination of handling and impressive gas mileage.

Consumer Reports Top Picks are the best all-around models in their categories, chosen from more than 280 vehicles the organization has recently tested. Top Pick models must meet CRs stringent criteria in three areas: road test, reliability, and safety. They must rank at or near the top of their category on overall road test scores; they must have earned an average or better predicted-reliability Rating, based on problems Consumer Reports subscribers reported on 1.2 million vehicles in the latest survey; and they must perform adequately if tested in crash or rollover tests by the government or the insurance industry.

Consumer Reports 2013 Top Picks list is rounded out by the Hyundai Elantra, Subaru Impreza, and Toyota Highlander. After a one-year hiatus, the Hyundai Elantra, which delivers a lot for the money, returns to CRs Top Pick list in the Budget Car category. For the second consecutive year, the Subaru Impreza has been named Top Pick Compact Car, with both the sedan and hatchback version noted for their compliant ride and impressive fuel economy for all-wheel-drive cars. The Toyota Highlanders comfort, functionality and consistent above-average reliability helped stake its claim as Top Pick Midsized SUV. The category for Top Pick Pickup Truck takes a break this year because CR has not yet tested two important contenders: the extensively updated Ram 1500 and the redesigned Chevrolet Silverado/GMC Sierra.

Consumer Reports 2013 Top Picks By Category:

MIDSIZED SEDAN: Honda Accord ($ 23,270 to $ 30,860). Honda nailed it with this redesign its roomy, nice to drive, well equipped and very fuel efficient. With its four-cylinder engine, the Accord squeezes out 30 mpg overall and 40 on the highway, which is as good as the tiny Honda Fit. Higher-trim models have advanced safety features seldom found in this category; all models come with a standard back-up camera.

SPORTS CARS: Scion FR-S ($ 25,025) and Subaru BRZ ($ 27,117). Co-developed by Subaru and Toyota, which markets the Scion brand, both are exhilarating to drive, with super-sharp handling, excellent braking, and ample acceleration. While they are dedicated rear-wheel-drive sports cars with jittery rides, noisy cabins and small rear seats, their impressive gas mileage and reasonable sticker prices are welcome nods towards practicality.

BUDGET CAR: Hyundai Elantra ($ 18,445). One of CRs top-rated compact sedans, the well-rounded Elantra delivers a lot for the money. Its roomier and more refined than a typical subcompact yet gets competitive fuel economy. The Elantra also provides nimble handling, a fairly comfortable ride, a smooth, responsive powertrain, and a well-finished interior at an affordable price.

GREEN CAR: Toyota Prius ($ 26,750). Todays pure electric cars are getting the equivalent of 100 or more mpg. But no current plug-in car can match the Prius hatchback for its blend of fuel efficiency, practicality, and affordability. Its 44 overall mpg is still the best CR has measured in any five-passenger, non-plug-in-vehicle. The Prius roomy interior, comfortable ride, hatchback versatility and low running costs make it easy to live with.

COMPACT CAR: Subaru Impreza (Sedan, $ 21,345; hatchback $ 22,345). The 2012 redesign breathed new life into the all-wheel-drive Impreza. Both sedan and hatchback versions are good sensible cars, with nimble handling and a compliant, absorbent ride that rivals some luxury sedans. Fuel economy is impressive for an AWD car. And the roomy interior, spacious rear seat, simple controls, and refreshingly good visibility make it easy to live with.

LUXURY CAR: Audi A6 ($ 56,295). Redesigned for 2012, the A6 is agile, quick, and a joy to drive, surrounding drivers and passengers with a sumptuous, impeccably finished cabin thats brimming with the latest high-tech features. The A6s potent, supercharged V6 engine, super-smooth eight-speed automatic transmission, and comfortable ride add to the business-class feel. It returns respectable gas mileage, even with all-wheel drive.

MIDSIZED SUV: Toyota Highlander ($ 38,578 to $ 47,255). For those who want the practicality of an SUV with the refinement of a good sedan, it provides a quiet, well-finished cabin, as well as a cushy ride, secure handling, and a smooth powertrain. The Highlander has also consistently maintained above-average reliability.

MINIVAN: Honda Odyssey ($ 36,830). With improved reliability helping it earn the top spot among family haulers, it provides a comfortable ride and a roomy, quiet, and versatile cabin. The V6 engine performs well and delivers a competitive 19 mpg. And a backup camera a great safety feature is now standard on all models.

SMALL SUV: Honda CR-V ($ 26,455). Virtues include a smooth, responsive powertrain, good fuel economy, a compliant ride, excellent braking, a roomy rear seat, very functional interior, standard backup camera, and outstanding reliability. Its also one of the more competitively priced choices in the class.

SPORTS SEDAN: BMW 328i ($ 43,195). With its recent redesign, the 328i has become roomier, more luxurious and more fuel efficient while retaining most of its sporty, fun-to-drive characters. Ride comfort and fit and finish are impressive. And its 2.0-liter, turbocharged four-cylinder engine delivers quick acceleration, while posting the best gas mileage in its class.

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